SYBBI Syllabus
(Semester 3)
(SYBBI means Second Year Bachelor Banking and Insurance)
Following are the list of SYBBI Subjects (Semester III):
1) Financial Management – I
2) Management Accounting
3) Direct taxation
4) Mutual Fund Management
5) Financial Markets
6) Information Technology in Banking and Insurance – I
7) Foundation Course – III (An Overview of Banking Sector)
SYBBI Syllabus
(Semester 3)
SYBBI Sem 3 Financial Management – I Syllabus
Chapter 1 – Introduction to Finance and Financial Management
A) Introduction to Finance
i) Meaning and definition of finance
ii) Importance of finance
iii) Types of Finance: Public and Private
iv) Sources of finance
- Long Term Sources : Term Loans, Debentures, Bonds, Zero Coupon bonds, Convertible Bonds, Equity shares, Preference shares, CD, CP, Public Deposits
- Short Term Sources: Bank Finance, Trade Credit ,Other Short Term Sources
- Venture Capital and Hybrid Financing
B) Financial Management
i) Meaning and Importance of Financial Management
ii) Scope of Financial Management
iii) Functions and Objectives of Financial Managemen
iv) Primary Objective of Corporate Management
v) Agency Problem
vi) Organization of Finance Function
vii) Emerging role of Finance Managers in India.
C) Objectives of the Firm
Profit Maximization and Shareholders Wealth Maximization,
Profit V/s Value Maximization
Chapter 2 – Financial Goal Setting & Time value of Money
A) Financial Goal Setting
i) Introduction
ii) Financial Forecasting – Meaning, Techniques, Benefits
iii) Approaches to Financial Planning
iv) Economic Value Added (EVA)– Measurement & Components
v) Free Cash Flow (FCF) –
B) Time Value of Money
i) Concept
ii) Present Value
iii) Annuity
iv) Techniques of Discounting
v) Techniques of Compounding,
Chapter 3 – Investment Decisions: Capital Budgeting
A) Capital Budgeting
i) Nature of Capital Budgeting
ii) Purpose of Capital Budgeting
iii) Capital Budgeting Process
iv) Types of Capital Investment
v) Basic Principle of Measuring Project Cash Flows
vi) Increment Principle, Long Term Funds Principle, Exclusion of Financial Cost Principle, Post Tax Principle
vii) Probability technique for measurement of cash flow
viii) Capital Budgeting Techniques: Net Present Value Profitability Index and Discounted Pay Back Method.
ix) A Comparison; Project Selection Under Capital Rationing
(Note: Problems on computation of cash flow, ranking of projects on various techniques, selection and analysis with / without capital rationing)
Chapter 4 – Financial Decisions
A) Cost of Capital :
i) Introduction and Definition of Cost of Capital
ii) Measurement of Cost of Capital
iii) Measurement of WACC using book value and market value method.
iv) Measuring Marginal Cost of Capital
B) Capital Structure Decisions:
i) Meaning and Choice of Capital Structure
ii) Importance of Optimal Capital Structure
iii) EBIT -EPS Analysis
iv) Capital Structure Theories
v) Dividend Policies (Walter & Gordon)
SYBBI Sem 3 Management Accounting Syllabus
Chapter 1 – Introduction to Management Accounting
Meaning and Definition , Scope, Functions , Objectives, Importance, Role of Management Accounting, Management Accounting Framework, Tools of Management Accounting
Chapter 2 – Financial Statement Analysis
A) Introduction to Corporate Financial Statements :
Understanding the Balance sheet and Revenue statements with the headings and sub headings, Uses of financial statements, Users of Financial Statements.
B) Financial Statement Analysis
Introduction and Meaning of Financial Statement Analysis, Steps, Objective, Types of Analysis.
i) Ratio analysis: Meaning, classification, Du Point Chart, advantages & limitations.
ii) Balance Sheet Ratios: Current Ratio, Liquid Ratio, Stock Working Capital Ratio, Proprietary Ratio, Debt Equity Ratio, Capital Gearing Ratio.
iii) Revenue Statement Ratios: Gross Profit Ratio, Expenses Ratio , Operating Ratio, Net Profit Ratio , Net Operating Profit Ratio , Stock Turnover Ratio, Combined Ratio, Return on Capital employed (Including Long Term Borrowings), Return on proprietor’s Fund (Shareholders Fund and Preference Capital , Return on Equity Capital, Dividend Payout Ratio, Debt Service Ratio, Debtors Turnover, Creditors Turnover.
Chapter 3 – Working Capital Management
Concept, Nature of Working Capital, Planning of Working Capital, Estimation /Projection of Working Capital Requirements in case of Trading and Manufacturing Organization Operating Cycle.
Chapter 4 – Management of Profits/Dividend Policy
Meaning, Types, Factors influencing dividend policy, Forms of dividend. Determinants of Dividends Policy: Factors; Dividend Policy in India; Bonus Shares (Stock dividend) and Stock (Share) Splits; Legal, Procedural; and Tax Aspects associated with Dividend Decision
SYBBI Sem 3 Direct Taxation Syllabus
Chapter 1 – Definitions and Residential Status
A) Basic Terms ( S. 2,3,4)
Assesse, Assessment, Assessment Year, Annual Value, Business, Capital Assets, Income, Previous Year, Person,
Transfer.
B) Determination of Residential Status of Individual, Scope of Total Income (S.5)
Chapter 2 – Heads of Income – I
A) Salary ( S.15-17)
B) Income from House Property (S. 22-27)
C) Profit & Gain from Business and Profession (S. 28, 30,31,32, 35, 35D, 36, 37, 40, 40A and 43B)
Chapter 3 – Heads of Income – II
A) Capital Gain (S. 45, 48, 49, 50 and 54)
B) Income from other sources (S.56- 59)
C) Exclusions from Total Income (S.10)
(Exclusions related to specified heads to be covered with relevant heads of income)
Chapter 4 – Computation of Total Income & Taxable Income
A) Deductions from Total Income
S. 80C, 80CCC, 80D, 80DD, 80E, 80U, 80TTA
B) Computation of Taxable Income of Individuals.
SYBBI Sem 3 Mutual Fund Management Syllabus
Chapter 1 – Introduction to Mutual Fund
A) History & Origin, Definition, Meaning, Characteristics, Advantages, Disadvantages, Limitations of Mutual Funds, Ethics in Mutual Fund. Entities involved – Sponsor, Trust, Trustee, Asset Management Company,
Registrar and Transfer Agent ( RTA) and Fund Houses in India.
B) Legal Framework – Role of regulatory agencies for Mutual funds – SEBI, RBI, AMFI, Ministry of Finance, SRO, Company Law Board, Department of Company’s affairs, Registrar of Companies
MF guidelines on advertisement , Accounting , Taxation and Valuation norms, Guidelines to purchase Mutual Funds, Investor protection and MF regulations, Grievance mechanism in MF in India.
Chapter 2 – Classification of Mutual Fund
A) Types of Mutual Fund- (introduction and Characteristics)
i) Functional/Operational – Open ended, close ended, Interval
ii) Portfolio – Income, Growth, Balanced, MMMF
iii) Geographical/ Location – Domestic, Offshore
iv) Miscellaneous – Tax Saving Funds, Exchange Traded Funds, Balance Funds, Fixed Term Plan, Debt Funds, Systematic Investment Planning & Systematic Transfer Plan
B) Portfolio Maturity, Calculations of NAV, Entry Load, Exit Load.
Chapter 3 – Fund Selection Criteria
A) Fund Rating and Ranking – Its need and importance. Basis of Ratings, Interpretation of Funding Rating by CRISIL, CARE and ICRA, Selection Criteria – (Size, Stability, Credit Portfolio, Performance )Performance Measurement – Rolling Returns and Benchmarking
B) Yield To Maturity and Bond Valuation
Chapter 4 – Financial Planning in Mutual fund
A) Basics of Financial Planning – Financial Planning Steps, Life Cycle, Wealth Cycle, Risk Profiling, Asset Allocation, Contingency Funds.
B) Investors Guide Towards Financial Planning – Eligibility for investment in MF, KYC ( Individuals, Micro SIPs, Institutional Investors ,Fund Category Guidance ( Long Bond Funds, Short Bond Funds, Ultra Short Bond Funds) , Need for Financial Advisor, Difference between Advisor and Distributor, Colour Coding MF products, Bank FD’s V/s Mutual Funds, Dividend V/s Growth Option
C) Developing Model Portfolio for Investors – Model Portfolios meaning, Step by Step Approach of Building Model Portfolio.
SYBBI Sem 3 Financial Markets Syllabus
Chapter 1 – Indian Financial System
A) Introduction, Meaning, Functions of financial system, Indian financial system from financial neutrality to financial activism and from financial volatility to financial stability, Role of Government in financial development, Overview of Phases of Indian financial system since independence (State Domination – 1947-1990, Financial sector reforms 1991 till Financial Sector Legislative Reforms Commission 2013), Monitoring framework for financial conglomerates.
B) Structure of Indian Financial System – Banking & Non-Banking Financial Institutions, Organized and Unorganized Financial Markets, Financial Assets/Instruments, Fund based & Fee Based Financial Services.
Chapter 2 – Financial Markets in India
A) Indian Money Market – Meaning, Features, Functions, Importance, Defects, Participants, Components of Organized and Unorganized markets and Reforms
B) Indian Capital Market – Meaning, Features, Functions, Importance, Participants, Instruments, Reforms in Primary and Secondary Market.
C) Indian Stock Market – Meaning and functions of Stock Exchange- NSE and BSE.
D) Equity Market – Primary Market, IPO, Book Building, Role of Merchant Bankers, ASBA , Green Shoe Option, Issue of Bonus shares, Right Shares, Sweat Equity shares, ESOP.
E) Indian Debt Market –Market Instruments, Listing, Primary and Secondary Segments
Chapter 3 – Commodity Market
i) Introduction to commodities market – Meaning History & origin, Types of commodities traded,
ii) Structure of commodities market in India,
iii) Participants in commodities market, Trading in commodities in India(cash & derivative segment),
iv) Commodity exchanges in India & abroad
v) Reasons for investing in commodities.
Chapter 4 – Derivatives Market
i) Introduction to Derivatives market- Meaning, History & origin,
ii) Elements of a derivative contract,
iii) Factors driving growth of derivatives market,
iv) Types of derivatives, Types of underlying assets, Participants in derivatives market, Advantages & disadvantages of trading in derivatives market,
iv) Current volumes of derivative trade in India,
v) Difference between Forwards & Futures
SYBBI Sem 3 Information Technology in Banking & Insurance – I Syllabus
Chapter 1 – Introduction to Electronic Commerce
A) E-Commerce Framework, E-Commerce and media convergence, anatomy of E-Commerce Applications, E-Commerce Consumer and Organization Applications
B) The network Infrastructure for Electronic Commerce – Market forces influencing the I-way, Components of I-way, Network Access Equipment
C) E-Commerce and World Wide Web- Architectural framework of ECommerce, WWW and its architecture, hypertext publishing, Technology behind the web, Security and the Web.
Chapter 2 – E-banking
A) Meaning, definition, features, advantages and limitations- core banking, the evolution of e-banking in India, Legal framework for e-banking.
B) Electronic Payment System Types of Electronic Payment Systems, Digital Token-based EPS, Smart Card EPS, Credit Card EPS, Risk in EPS, Designing a EPS
Chapter 3 – MS-Office: Packages for Institutional Automation
A) Ms-Word: Usage of smart art tools, bookmark, cross-reference, hyperlink, mail merge utility and converting word as PDF files.
B) Ms-Excel: Manipulating data, Working with charts, Working with PIVOT table and what-if analysis; Advanced excel functions-Vlookup(),hlookup(),PV(), FV(),average(),goal seek(),AVERAGE(), MIN(), MAX(), COUNT(),COUNTA(), ROUND(), INT(), nested functions, name ,cells/ranges/constants, relative, absolute &mixed cell references, >,<,=operators, Logical functions using if, and, or =, not, date and time functions & annotating formulae.
C) Application in Banking and Insurance Sector – Calculation of Interest, Calculation of Instalment, Calculation of Cash Flow, Calculation of Premium, Calculation of risk coverage in Insurance and Reporting.
Chapter 4 – Cyber Law & Cyber Security
A) Need of Cyber Law, History of Cyber Law in India
B) Cyber Crimes: Various threats and attacks, Phishing, Key Loggers, Identity Theft, Call &
SMS forging, e-mail related crimes, Denial of Service Attacks, Hacking, Online shopping frauds, Credit card frauds, Cyber Stalking
C) Cyber Security: Computer Security, E-Security, Password Security and Reporting internet fraud
SYBBI Sem 3 Foundation Course – III Syllabus
Chapter 1 – An Overview of Banking Industry
An Overview of Banking Industry
i) Definition of Banks, Types of Banks, Principles of Banking.
ii) Banking System in India, Overview of RBI, Public, Private, Co-operative, Payment Bank, Regional Rural Banks.
iii) Emerging trends of banking – Universal banking, electronic banking, globalization of banking.
iv) Brief history of banking sector reforms from 1991-2000 and Current developments in banking sector.
v) Regulatory Architecture – Overview of Banking Regulation Act 1949, Banking Regulation Act(Amendment 2015), Payment and Settlement Act 2007, Negotiable Instrument Act 1881, BIS, Basel I, II and III.
vi) Bank Crises in India.
vii) Critical Evaluation of Banking Industry in India.
Chapter 2 – Commercial Banking and Customer – Banker Relationship
i) Definition and meaning of Commercial Bank, Evolution of Commercial Banking in India, Functions of Commercial Bank , Services offered by Commercial Bank.
ii) Retail Banking – Meaning, Features, Significance of Retail Banking and Overview of its products
iii) Corporate Banking -Meaning, Features, Significance of Corporate Banking and Overview of its products
iv) Rural Banking – Meaning, Features, Significance of Rural Banking and Overview of its products
v) Banking Ombudsman – Meaning and Functions
Chapter 3 – Universal Banking & Technology in Banking sector
A) Universal Banking
i) Concept of Universal Banking, Evolution of Universal banking ,Services to Government, Payment & Settlement, Merchant Banking, Mutual Fund, Depository Services, Wealth Management, Portfolio Management Bancassurance, NRI Remittance.
B) Technology in Banking
i) Features, norms and Limitations of E- banking, Mobile Banking, Internet Banking, RTGS, POS Terminal, NEFT, IMPS, Brown Label ATM’s, White Label ATM’s, NUUP, AEPS, APBS, CBS, CTS, Digital Signature , MWallets , Online opening of bank accounts – savings & current, and application for credit cards, loan.
ii) Applicability of KYC norms in Banking Sector.
Chapter 4 – Microfinance & Financial Inclusion
A) Microfinance
i) Introduction, Need and Code of Conduct for Microfinance Institutions in India,
ii) Advantages, Purpose, Limitations and Models of SHG – Bank Linkage Program.
iii) Role of NABARD and SIDBI
iv) Portfolio Securitization,
v) SHG-2, NRLM and SRLM
vi) Priority Sector and its Classification
B) Financial Inclusion
i) Need & Extent
ii) RBI Committee Report of Medium Term Path on Financial Inclusion 2015, World Findex Report 2015, NISM Report 2015, (Only Brief
Extracts relating to bank account holdings and credit taken and contrast between developing and developed nations.)
iii) Features & Procedures of Pradhan Mantri Jan Dhan Yojana, and PM Mudra Yojana.
iv) Features, procedures and significance of Stand up India Scheme for Green Field
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FYBBI Subjects
SYBBI Subjects
TYBBI Subjects
FYBBI Syllabus
SYBBI Syllabus
SYBBI Syllabus
(Semester 4)
Following are the list of SYBBI Subjects (Semester IV):
1) Financial Management -II
2) Cost Accounting
3) Entrepreneurship Management
4) Corporate & Securities Law
5) Information Technology in Banking & Insurance- II
6) Foundation Course – IV (An Overview of Insurance Sector)
7) Business Economics-II
SYBBI Sem 4 Financial Management – II Syllabus
Chapter 1 – Working Capital Management
i) Management of Working Capital in India
ii) Estimating working capital needs
iii) Operating or working capital cycle
iv) Working Capital Financing: Trade Credit; Bank Credit; Commercial Papers; Certificate of Deposits (CDs); Financing.
Chapter 2 – Management of Components of Working Capital
i) Management of Cash and Marketable Securities: Motives for Holding Cash; Objectives of Cash Management; Factors Determining
Cash Needs; Basic Strategies of Cash Management; Cash Management Techniques / Processes; Marketable Securities; and
Cash Management Practices in India.
ii) Receivables Management: Objectives; Credit Policies; Credit Terms; and Collection Policies.
iii) Inventory Management: Objectives; and Techniques.
Chapter 3 – Financial Planning
i) Introduction
ii) Meaning and Essentials of Budget
iii) Types of Budget
iv) Advantages of Budgeting
v) Zero Based Budgeting
vi) Master Budget.
vii) Sales Budget, Production Budget, Material Budget, Cash Budget and Flexible Budget
Chapter 4 – Financial Policy and Corporate Strategy
i) Meaning of Strategic Financial Management
ii) Strategic financial decision making framework
iii) Functions of Strategic financial management
Business Risk and Financial Risk
i) Introduction
ii) Debt v/s Equity Financing
iii) Types of Leverag
iv) Investment Objective/Criteria for Individuals/Non-Business Purpose.
SYBBI Sem 4 Cost Accounting Syllabus
Chapter 1 – Introduction to Cost Accounting
i) Objectives and scope of Cost Accounting
ii) Cost centres and Cost units
iii) Cost classification for stock valuation, Profit measurement, Decision making and control
iv) Coding systems
v) Elements of Cost
Chapter 2 – Classification of Costs and Cost Sheet
i) Classification of costs, Cost of Sales, Cost Centre, Cost Unit, Profit Centre and Investment Centre
ii) Cost Sheet and Reconciliation of cost and financial accounts.
Note- Practical problems based on preparation of cost sheet reconciliation of cost and financial accounts
Chapter 3 – Standard Costing
Various types of standards, setting of standards, Basic concepts of, Labour and Overhead (Fixed and Variable) variance analysis.
Chapter 4 – Introduction to Marginal Costing
Marginal costing meaning, application, advantages, limitations, Contribution, Breakeven analysis and profit volume graph.
Note:- Practical problems based on Marginal Costing excluding decision making
SYBBI Sem 4 Entrepreneurship Management Syllabus
Chapter 1 – The Entrepreneur
A) Entrepreneur: Meaning, Nature, origin and development of entrepreneurship in India, Need and Importance, Core elements,
Principles, Essentials, Types, Functions, Concept of entrepreneurship management, Motives behind being an entrepreneur, Entrepreneurial Process.
B) Theories of Entrepreneurship: Innovation Theory of Schumpeter, Need for Achievement Theory of McClelland, Risk Bearing Theory of knight, Hagen’s Theory of Entrepreneurship, Economic Theory of Entrepreneurship.
C) Entrepreneurial Values and Attitudes, Dominant characteristics of successful entrepreneurs, Internal and external factors for entrepreneurial motivation
D) Entrepreneurial Skills, Identifying business opportunities, Role of creativity in Entrepreneurship, the creative process, the Innovation process, types of innovation, sources of innovation, principles of innovation, Sources of Business Ideas.
Chapter 2 – Business Planning
A) Forms of Entrepreneurial structures:
i) Sole Proprietorship-meaning, merits and limitations.
ii) Partnership-Meaning, Forms, merits and limitations.
iii) Corporations-Meaning, merits and limitations.
iv) Limited Liability partnerships and corporations.
v) Franchising-Meaning, types, merits and limitations.
B) Critical Factors for starting a new enterprise: Personal, Environmental, Sociological factors. Problems of a New Venture- Financial, administrative, marketing, production and other problems.
C) Business Plan: Meaning, Benefits, Developing a business plan, Environment scanning, Elements/Areas to be covered in a Business Plan, Project Report preparation, Contents of a Project Report.
Chapter 3 – Key Areas of New Ventures
A) Marketing: New Product Development, Marketing Strategy for the new venture, Branding strategies, Distribution strategies, Pricing Strategies, Promotion strategies for new venture, Concept of Marketing Mix and Market segmentation, Marketing Plan.
B) Operations: Size and location of Enterprise, Layout, Inventory Control Quality Control.
C) Finance: Sources of long term and short term finance, Debt fund-Meaning, Merits and limitations, Equity Fund- Meaning, merits and limitations, Concept of Break Even analysis, Venture Capital-Meaning, Merits and Limitations, Criteria for Evaluating New Venture Proposals by Venture Capitalist
D) Human Resource: Personnel Function, Important Labor Laws: Industrial Disputes Act, Factories Act, Provident Fund Act, Employee State Insurance Act, Payment of Wages Act, Minimum Wages Act, Payment of Gratuity Act, other related Acts and Role of HRD in new ventures.
Chapter 4 – Evolving Concepts in Entrepreneurship
A) Social Entrepreneurship: Meaning, Social responsibility of an entrepreneur
B) Barriers to entrepreneurship: Environmental, economic, non-economic, personal and entrepreneurial barriers.
C) Intrapreneurship: Meaning, Characteristics, Intrapreneurs Activities, types of Corporate Entrepreneurs, Corporate V/s Intrapreneurial culture, Climate, Fostering Intrapreneurial culture, Promoting intrapreneurship- Pinchot’s Spontaneous teams and Formal Venture teams, establishing intrapreneurial ventures.
D) Ethics and Entrepreneurship: Defining Ethics, Approaches to Managerial ethics, ethics and business decisions, Ethical practices and code of conduct, Ethical considerations in corporate entrepreneurship.
E) Institutional Support to Entrepreneurs: Importance, Incentives and facilities, Entrepreneurship Development Institute of India (EDI), NSIC, Small Industries Development Organization (SIDO), National Institute for Entrepreneurship and Small Business Development (NIESBUD), Others, Key features of National Policy on Skill Development and Entrepreneurship 2015.
SYBBI Sem 4 Corporate and Securities Law Syllabus
Chapter 1 – Company Law – An Overview
A) Development of Company Law in India
B) Doctrines Governing Corporates – Lifting the Corporate Veil, Doctrine of Ultra Vires, Constructive Notice, Indoor Management, Alter Ego. The Principle of Non Interference ( Rule in Foss V/s Harbottle) – Meaning , Advantages , Disadvantages & Exceptions, Majority and Minority Rights under Companies Act
C) Application of Company Law to Banking and Insurance Sector:
Application of Companies Act to Banking and Insurance sector governed by Special Acts. S.1(4) of Companies Act 2013
Exceptions provided (S.67(3), S.73(1), S.129(1), 179(3), S.180(1)(c), S.186, S.189
Chapter 2 – Regulatory Framework Governing Stock Exchanges as per Securities Contracts Regulation Act 1956
i) Definition of Securities, Spot Delivery Contract, Ready Delivery Contract, Stock Exchange.
ii) Corporatisation and demutualisation of Stock Exchange –Meaning, Procedure & Withdrawal
iii) Power of Recognised Stock Exchange to make rules restricting voting rights etc.
iv) Power of Central Government to Direct Rules or Make rules
v) Power of SEBI to make or amend bye laws of recognized stock exchange
vi) Books and Accounts to be maintained by recognized stock exchange
vii) Grounds on which stock exchange can delist the securities of a company
viii) Section 3 to Section 20
Chapter 3 – Security Exchange Board of India
A) SEBI: Objectives-terms-establishment-powers-functions-accounts and audit- penalties –registration.
B) Issues of Disclosure Investors Protection Guidelines: Pre & Post obligations-conditions for issue-Debt Security-IPO-E-IPO-Employee option-right-bonus-preferential allotment intermediary-operational-promoter lock in period requirements-offer document.
Chapter 4 – The Depositories Act, 1996
i) Depository – Meaning , Benefits , Models, Functions Participants
ii) The Depository Act 1996 – Objectives, Eligibility condition for depository services, Fungibility, Bye laws of depository , Governance of Depository and Internal audit of depository Participants
iii) BSDA and single registration for depository participants.
SYBBI Sem 4 Information Technology in Banking & Insurance – II Syllabus
Chapter 1 – E-banking Business Models
Various models- home banking, office banking, online banking, internet banking, mobile banking, SMS banking,- models of electronic payments, other business models
Chapter 2 – Induction of TechnoManagement
Development Life Cycle, Project Management, Building Data Centres, Role of DBMS in Banking, Data Warehousing and Data Mining, RDBMS Tools
i) Technological Changes in Indian Banking Industry,
Trends in Banking and Information Technology, Technology in Banking, Lead Role of Reserve Bank of India, New Horizons for Banking based IT, Automated Clearing House Operations, Electronic Wholesale Banking Credit Transfer, Credit Information Bureau (I) Ltd., Credit Information Company Regulation Bill- 2004, Automation in Indian Banks, Cheque clearing using MICR technology, Innovations, Products and Services, Core-Banking Solutions(CBS), Human Resource Development(HRD)-The Road Ahead,
ii) Technology in Banking Industry,
Teleconferencing, Internet Banking, Digital Signature in Banking, MICR Facility for ‘paper-based’ clearing, Cheque Truncation
iii) Dealing with Fraudulent transactions under CTS,
Efficient customer service, smart quill computer pen, Institute for Development & Research in Banking & Technology (IDRBT).
iv) E-Checks-Protocols and Standards,
Problems on mechanization, e-Banking-RBI Regulations & Supervision, Technology Diffusion.
Chapter 3 – IT Applications and Banking
Objectives, Electronic Commerce and Banking, Banking Software, Electronic Clearing and Settlement Systems, Plastic Money
Chapter 4 – MS-Office: Packages for Institutional Automation
i) MS-PowerPoint presentation: Internal links between slides, hyperlinks, embedding multimedia content onto the slides (video/audio/stylish text), slide animation, timer, creating new presentation by existing theme, import online themes, creating a template of presentation, save and run the slide show(.ppsx)
ii) Applications of Internet: Introduction to e-mail, writing professional e-mails, creating digitally signed documents, use of outlook express: configuring outlook express, creating and managing profile in outlook, sending and receiving e-mails via outlook express, Emailing the merged documents, boomerang facility of email, Google drive: usage of Google drive in storing the Google documents, excel sheets, presentations and PDF files.
SYBBI Sem 4 Foundation Course – IV Syllabus
Chapter 1 – An Introduction to Life Insurance
A) Life Insurance Business – Components, Human Life Value Approach,Mutuality, Principle of Risk Pooling, Life Insurance Contract, Determinants of Risk Premium
B) Products of LIC – Introduction of life insurance plans – Traditional Life Insurance Plans – Term Plans, Whole Life Insurance, Endowment Assurance, Dividend Method of Profit Participation Purpose of plans , Riders in plan – Introduction, Forms and procedures
C) Non Traditional Life Insurance Products ( Those of SBI and ICICI – Introduction, Forms and procedures)
Chapter 2 – An Introduction to Health Insurance
A) Health Insurance – Meaning, IRDA Regulations, determinants of Health Insurance, Health Insurance Market in India and determinants of Risk Premium.
B) SBI and ICICI Health Insurance Plans – Introduction and Forms and Procedures of Hospitalization, Indemnity Products, top up covers, cashless insurance, Senior citizen plans, critical illness plans and Micro Insurance.
Chapter 3 – An Introduction to Home and Motor Insurance
A) Home Insurance – SBI and ICICI Plans – Introduction, Forms and Procedures, Inclusions and Exclusions in policies, Determinants of Risk Premium and Impact of Catastrophes on Home Insurance.
B) Vehicle Insurance- SBI and ICICI Plans-Introduction, Forms and Procedures, Determinants of Risk Premium, Inclusions and Exclusions.
Chapter 4 – Role of Insurance in Logistic
A) Role of Insurance in Logistic – Meaning &Importance, Hazards, Protection, Social Security – Type of Risks and Accidents.
B) Fire Insurance – SBI and ICICI Plans – Introduction, Forms and Procedures, Standard Fire and Special Perils Policy, Tariff system and special policies
SYBBI Sem 4 Business Economics – II Syllabus
Chapter 1 – Introduction to Macroeconomic Data and Theory
i) Macroeconomics: Meaning, Scope and Importance.
ii) Circular flow of aggregate income and expenditure: closed and open economy models
iii) The Measurement of national product: Meaning and Importance – conventional and Green GNP and NNP concepts – Relationship between National Income and Economic Welfare.
iv) Short run economic fluctuations : Features and Phases of Trade Cycles
v) The Keynesian Principle of Effective Demand: Aggregate Demand and Aggregate Supply – Consumption Function – Investment function – effects of Investment Multiplier on Changes in Income and Output
Chapter 2 – Money, Inflation and Monetary Policy
i) Money Supply: Determinants of Money Supply – Factors influencing Velocity of Circulation of Money
ii) Demand for Money : Classical and Keynesian approaches and Keynes’ liquidity preference theory of interest
iii) Money and prices : Quantity theory of money – Fisher’s equation of exchange Cambridge cash balance approach
iv) Inflation: Demand Pull Inflation and Cost Push Inflation – Effects of Inflation Nature of inflation in a developing economy.
v) Monetary policy : Meaning, objectives and instruments, inflation targeting
Chapter 3 – Constituents of Fiscal Policy
i) Role of a Government to provide Public goods-Principles of Sound and Functional Finance
ii) Fiscal Policy: Meaning, Objectives – Contra cyclical Fiscal Policy and Discretionary Fiscal Policy
iii) Instruments of Fiscal policy : Canons of taxation – Factors influencing incidence of taxation – Effects of taxation Significiance of Public Expenditure – Social security contributions- Low Income Support and Social Insurance
Programmes – Public Debt – Types, Public Debt and Fiscal Solvency, Burden of debt finance
iv) Union budget -Structure- Deficit concepts-Fiscal Responsibility and Budget Management Act.
Chapter 4 – Open Economy : Theory and Issues of International Trade
i) The basis of international trade : Ricardo’s Theory of comparative cost advantage – Heckscher – Ohlin theory of factor endowments – terms of trade – meaning and types – Factors determining terms of trade – Gains from trade – Free trade versus protection
ii) Foreign Investment : Foreign Portfolio investment- Benefits of Portfolio capital flows-Foreign Direct Investment – Merits of Foreign Direct Investment – Role of Multinational corporations
iii) Balance of Payments: Structure – Types of Disequilibrium – Measures to correct disequilibrium in BOP.
iv) Foreign Exchange and foreign exchange market : Spot and Forward rate of Exchange – Hedging, Speculation and Arbitrage -Fixed and Flexible exchange rates- Managed flexibility.